• Conventional Loans
• Bridge Loans
• Commercial Mortgage Financing
• Multifamily Apartment Loans
• Commercial Mortgage Refinance
• Office Buildings
• Hoa Financing
• Dscr Loans
• Construction Financing
• Hard Money Loans
• Commercial Real Estate Financing
• Fix N Flip Loans
• Investment Property Financing
• Mezzanine Financing
• Ground Up Construction Loans
• Rental Investment Commercial Loans
• Build To Rent Financing
• Supermarket Financing

Agency Loans – Trusted Financing Backed by Fannie Mae, Freddie Mac, and HUD

At Moton Capital Markets, we specialize in helping real estate investors and developers access Agency Loan Programs backed by trusted government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and the U.S. Department of Housing and Urban Development (HUD). These programs offer competitive rates, flexible terms, and are ideal for financing stabilized multifamily and affordable housing properties.

What Are Agency Loans?

Agency loans are commercial real estate loans guaranteed or insured by government agencies. They are primarily used to finance multifamily properties and are known for favorable loan terms, lower interest rates, and non-recourse structures.

Key Agency Loan Programs:

• Fannie Mae Multifamily Loans
  ​Ideal for stabilized multifamily properties, with options for affordable housing, student housing, and senior living.
  • Loan amounts: $1 million and up
  • Terms up to 30 years
  • Non-recourse financing
  • Flexible prepayment options
     
• Freddie Mac Multifamily Loans
  Competitive financing for market-rate and affordable multifamily projects.
  • Streamlined Small Balance Loan program for loans up to $7.5 million
  • Green Advantage financing for energy-efficient properties
  • Non-recourse with attractive interest rates
     
• HUD/FHA Loans (Section 223(f) & 221(d)(4))
  Long-term, low-rate financing ideal for affordable housing and healthcare facilities.
  • Loan terms up to 35 years (fully amortizing)
  • Fixed interest rates
  • Ideal for refinancing or new construction of multifamily and assisted living facilities

Benefits of Agency Loans:

• Highly Competitive Interest Rates
• Non-Recourse Structures (Limited personal liability)
• Long-Term, Fixed Financing
• Attractive Terms for Affordable and Workforce Housing Initiatives

Why Choose Moton Capital Markets?

• Deep expertise navigating complex agency loan processes
• Direct relationships with approved agency lenders
• End-to-end advisory to secure optimal terms for your multifamily investments

Take advantage of some of the most favorable loan programs in the market. Contact us today to explore which agency-backed loan is right for your multifamily investment strategy.